Banking & Finance

Banking & Finance

The Firm has firmly established itself as a leading authority in the Banking and Finance (B&F) practice area in India. Our expertise spans a comprehensive range of B&F products, including project and infrastructure financing, acquisition and leveraged finance, structured finance, global loans, restructuring, external commercial borrowings, asset securitization, debt capital markets, working capital solutions, aviation financing, real estate loans, general corporate loans, and regulatory matters pertinent to the sector.

We are regularly involved in some of the largest and most complex transactions in the market, requiring a profound understanding of the Indian financial ecosystem and its legal framework. Our counsels also excel in cross-border financing transactions, leveraging their deep expertise in international regulations, industries, and advanced legal and financial techniques.

Our services include:

  • Corporate Lending: Drafting, reviewing, and negotiating loan agreements and ensuring regulatory compliance for corporate finance deals.
  • Structured Finance: Structuring innovative financial solutions, drafting documentation, and mitigating legal risks for complex financial transactions.
  • Special Situations and Distressed Lending: Assisting in distressed asset transactions, recovery proceedings, and legal advisory for distressed debt investments.
  • Real Estate Financing: Assisting in structuring loans for real estate projects, drafting documentation, and ensuring compliance with property laws.
  • Asset Financing: Advising on financing arrangements for acquiring movable or immovable assets, including legal due diligence and documentation.
  • Acquisition Financing: Structuring and facilitating funding for mergers, acquisitions, and leveraged buyouts.
  • Project Finance: Providing end-to-end legal support for funding large-scale infrastructure or industrial projects, including risk assessment and contract drafting.
  • Debt Restructuring and Liability Management: Negotiating and drafting agreements for restructuring debt and advising on strategies to manage financial liabilities.
  • Insolvency and Bankruptcy Resolution: Representing stakeholders in insolvency proceedings and advising on resolution plans under applicable laws.
  • Securitization: Structuring and advising on securitization transactions, including drafting of legal documents and ensuring regulatory compliance.
  • Asset Reconstruction: Assisting asset reconstruction companies (ARCs) in acquiring and managing distressed assets, including legal due diligence.
  • Enforcement of Security Interest: Advising and representing clients in enforcing security under applicable laws, including SARFAESI Act proceedings.
  • Lenders Liability: Guiding lenders on managing liabilities arising from lending activities, ensuring adherence to fair practices.
  • Banking Ombudsman: Representing clients in complaints before the Banking Ombudsman and ensuring speedy resolution of banking disputes.

Our close interactions with the Reserve Bank of India (India’s central banking authority regulating financial intermediaries like banks and NBFCs) and other key stakeholders in the Indian B&F space have endowed us with unparalleled insight into regulatory issues and expectations. This enables us to deliver solutions that align with evolving regulatory frameworks while addressing client needs with precision.

Our unique mix of clients—including lenders, borrowers, arrangers, and trustees—provides us with a comprehensive perspective on varied requirements. This positions us to craft bespoke solutions for even the most challenging scenarios, ensuring value-driven results tailored to the specific needs of each client.